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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,158 | $209,425-68.9% | $178,499-63.5% | $158,966-59.0% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 16.30% | 188.80%-172.5pp | 151.10%-134.8pp | 302.95%-286.6pp |
| Employer contribution / active EE | $10,786 | $5,707+89.0% | $5,011+115.2% | $4,762+126.5% |
| Participant deferral / active EE | $8,109 | $5,955+36.2% | $5,202+55.9% | $5,983+35.5% |
| Admin fee / account holder | $1,235 | $17,078-92.8% | $13,986-91.2% | $11,250-89.0% |