See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
LUTZ & COMPANY, PC1 year Filed as: LUTZ FINANCIAL SERVICES Service code 26 13616 CALIFORNIA STREET · OMAHA, NE 68154 | Advisory (Participants) | $7,220 |
NEWPORT GROUP, INC.1 year Service code 15 · EIN 27-2037969 | Recordkeeping | $5,075 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,050 | $37,393-43.7% | $77,024-72.7% | $66,914-68.5% |
| Participation rate | 45.1% | 52.9%-7.8pp | 67.9%-22.8pp | 69.8%-24.7pp |
| Annual return | -16.97% | -3.29%-13.7pp | 42.32%-59.3pp | 1.58%-18.6pp |
| Employer contribution / active EE | $0 | $1,531-100.0% | $2,812-100.0% | $2,544-100.0% |
| Participant deferral / active EE | $2,148 | $2,617-17.9% | $4,426-51.5% | $4,237-49.3% |
| Admin fee / account holder | $173 | $567-69.4% | $5,425-96.8% | $593-70.8% |