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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,075,894 | $148,629+623.9% | $135,982+691.2% | $139,487+671.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.06% | 79.33%-62.3pp | 68.32%-51.3pp | 373.84%-356.8pp |
| Employer contribution / active EE | $27,450 | $5,247+423.2% | $4,859+464.9% | $4,755+477.3% |
| Participant deferral / active EE | $22,157 | $8,102+173.5% | $7,760+185.5% | $6,713+230.1% |
| Admin fee / account holder | $89,358 | $12,406+620.3% | $10,767+729.9% | $11,407+683.3% |