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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,490 | $176,786-62.4% | $146,643-54.7% | $167,536-60.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 6.20% | 24.04%-17.8pp | 22.75%-16.5pp | 478.82%-472.6pp |
| Employer contribution / active EE | $4,814 | $5,161-6.7% | $4,137+16.4% | $4,839-0.5% |
| Participant deferral / active EE | $5,200 | $6,440-19.3% | $5,506-5.6% | $6,342-18.0% |
| Admin fee / account holder | $431 | $13,262-96.7% | $10,280-95.8% | $12,315-96.5% |