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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,276 | $209,422-88.4% | $178,503-86.4% | $158,982-84.7% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 69.13% | 188.81%-119.7pp | 151.12%-82.0pp | 302.99%-233.9pp |
| Employer contribution / active EE | $4,883 | $5,707-14.4% | $5,011-2.6% | $4,763+2.5% |
| Participant deferral / active EE | $2,842 | $5,955-52.3% | $5,202-45.4% | $5,983-52.5% |
| Admin fee / account holder | $16 | $17,079-99.9% | $13,987-99.9% | $11,252-99.9% |