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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,984 | $160,028-92.5% | $147,080-91.9% | $145,884-91.8% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 14.56% | 98.60%-84.0pp | 420.17%-405.6pp | 551.85%-537.3pp |
| Employer contribution / active EE | $1,743 | $5,286-67.0% | $4,933-64.7% | $4,662-62.6% |
| Participant deferral / active EE | $2,609 | $8,422-69.0% | $8,066-67.7% | $6,690-61.0% |
| Admin fee / account holder | $2,699 | $15,030-82.0% | $12,989-79.2% | $13,392-79.8% |