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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,091 | $183,539+7.4% | $155,556+26.7% | $145,897+35.1% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 10.39% | 61.31%-50.9pp | 64.84%-54.4pp | 552.29%-541.9pp |
| Employer contribution / active EE | $2,054 | $5,315-61.4% | $4,675-56.1% | $4,663-56.0% |
| Participant deferral / active EE | $6,109 | $6,467-5.5% | $5,631+8.5% | $6,689-8.7% |
| Admin fee / account holder | $40,930 | $19,275+112.4% | $15,885+157.7% | $13,390+205.7% |