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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,890 | $65,555-62.0% | $86,216-71.1% | $75,173-66.9% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 32.72% | 46.07%-13.4pp | 1169.42%-1136.7pp | 160.72%-128.0pp |
| Employer contribution / active EE | $2,826 | $1,553+81.9% | $2,382+18.7% | $2,671+5.8% |
| Participant deferral / active EE | $7,185 | $3,023+137.7% | $3,986+80.2% | $4,126+74.1% |
| Admin fee / account holder | $578 | $5,469-89.4% | $6,853-91.6% | $5,651-89.8% |