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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,878 | $71,230-49.6% | $93,727-61.7% | $80,959-55.7% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 19.43% | 11.26%+8.2pp | 133.83%-114.4pp | 35.67%-16.2pp |
| Employer contribution / active EE | $3,089 | $1,565+97.4% | $2,421+27.6% | $2,757+12.0% |
| Participant deferral / active EE | $8,068 | $4,037+99.8% | $4,417+82.6% | $4,300+87.6% |
| Admin fee / account holder | $2,654 | $6,961-61.9% | $8,292-68.0% | $6,925-61.7% |