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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,155 | $70,486-68.6% | $100,528-78.0% | $79,852-72.3% |
| Participation rate | 60.4% | 73.6%-13.2pp | 79.4%-19.0pp | 69.6%-9.2pp |
| Annual return | 17.85% | 21.90%-4.0pp | 30.90%-13.0pp | 31.72%-13.9pp |
| Employer contribution / active EE | $1,564 | $2,165-27.7% | $3,419-54.2% | $2,471-36.7% |
| Participant deferral / active EE | $2,722 | $5,182-47.5% | $6,271-56.6% | $3,740-27.2% |
| Admin fee / account holder | $1,478 | $4,480-67.0% | $8,084-81.7% | $5,306-72.1% |