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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,433 | $111,535-55.7% | $105,223-53.0% | $137,256-64.0% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.8pp | 80.0%+8.9pp |
| Annual return | 70.54% | 237.85%-167.3pp | 180.65%-110.1pp | 220.34%-149.8pp |
| Employer contribution / active EE | $3,156 | $3,939-19.9% | $3,689-14.4% | $4,156-24.1% |
| Participant deferral / active EE | $7,372 | $5,500+34.0% | $5,072+45.4% | $6,407+15.1% |
| Admin fee / account holder | $2,071 | $9,721-78.7% | $8,859-76.6% | $12,270-83.1% |