Filed August 4, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,095 | $46,534-74.0% | $64,097-81.1% | $75,177-83.9% |
| Participation rate | 34.3% | 65.9%-31.7pp | 72.3%-38.0pp | 67.2%-32.9pp |
| Annual return | 32.36% | 26.07%+6.3pp | 33.75%-1.4pp | 160.75%-128.4pp |
| Employer contribution / active EE | $0 | $1,976-100.0% | $2,750-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,106 | $2,835+9.6% | $3,881-20.0% | $4,126-24.7% |
| Admin fee / account holder | $384 | $2,957-87.0% | $3,070-87.5% | $5,651-93.2% |