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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,742 | $185,312-67.8% | $161,489-63.0% | $154,746-61.4% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 19.76% | 103.84%-84.1pp | 89.72%-70.0pp | 172.34%-152.6pp |
| Employer contribution / active EE | $8,964 | $4,769+88.0% | $4,268+110.0% | $4,379+104.7% |
| Participant deferral / active EE | $3,410 | $6,350-46.3% | $5,630-39.4% | $6,730-49.3% |
| Admin fee / account holder | $558 | $18,654-97.0% | $16,006-96.5% | $14,365-96.1% |