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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,799 | $185,905+36.0% | $170,057+48.7% | $139,487+81.2% |
| Participation rate | 80.0% | 87.8%-7.8pp | 87.0%-7.0pp | 80.3%-0.3pp |
| Annual return | 20.75% | 60.56%-39.8pp | 53.42%-32.7pp | 373.84%-353.1pp |
| Employer contribution / active EE | $10,031 | $7,597+32.0% | $6,790+47.7% | $4,755+111.0% |
| Participant deferral / active EE | $12,808 | $11,627+10.2% | $10,411+23.0% | $6,713+90.8% |
| Admin fee / account holder | $1,912 | $15,397-87.6% | $12,826-85.1% | $11,407-83.2% |