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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,892 | $70,917+104.3% | $98,920+46.5% | $73,493+97.2% |
| Participation rate | 80.7% | 73.8%+6.9pp | 76.0%+4.7pp | 70.7%+10.1pp |
| Annual return | 13.35% | 34.18%-20.8pp | 196.47%-183.1pp | 28.51%-15.2pp |
| Employer contribution / active EE | $1,906 | $2,037-6.4% | $2,689-29.1% | $2,270-16.0% |
| Participant deferral / active EE | $6,883 | $3,501+96.6% | $4,245+62.1% | $3,740+84.0% |
| Admin fee / account holder | $403 | $535-24.7% | $6,643-93.9% | $513-21.5% |