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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,950 | $202,463-92.1% | $169,397-90.6% | $139,487-88.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 24.21% | 532.64%-508.4pp | 406.23%-382.0pp | 373.84%-349.6pp |
| Employer contribution / active EE | $2,116 | $4,694-54.9% | $4,013-47.3% | $4,755-55.5% |
| Participant deferral / active EE | $4,268 | $6,941-38.5% | $6,223-31.4% | $6,713-36.4% |
| Admin fee / account holder | $1,071 | $10,726-90.0% | $9,017-88.1% | $11,407-90.6% |