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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,961 | $209,422-73.3% | $178,503-68.6% | $158,982-64.8% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 35.36% | 188.81%-153.4pp | 151.12%-115.8pp | 302.99%-267.6pp |
| Employer contribution / active EE | $5,038 | $5,707-11.7% | $5,011+0.5% | $4,763+5.8% |
| Participant deferral / active EE | $11,499 | $5,955+93.1% | $5,202+121.0% | $5,983+92.2% |
| Admin fee / account holder | $443 | $17,079-97.4% | $13,987-96.8% | $11,252-96.1% |