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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,310 | $113,338-55.6% | $94,993-47.0% | $147,586-65.9% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 12.61% | 20.80%-8.2pp | 27.14%-14.5pp | 578.59%-566.0pp |
| Employer contribution / active EE | $1,528 | $3,160-51.6% | $2,603-41.3% | $4,876-68.7% |
| Participant deferral / active EE | $7,136 | $3,777+88.9% | $3,317+115.1% | $5,439+31.2% |
| Admin fee / account holder | $1,232 | $6,063-79.7% | $4,960-75.2% | $10,886-88.7% |