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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,370 | $180,462+34.9% | $154,111+57.9% | $135,379+79.8% |
| Participation rate | 80.0% | 87.4%-7.4pp | 83.0%-3.0pp | 82.6%-2.6pp |
| Annual return | -1.24% | 888.17%-889.4pp | 735.18%-736.4pp | 519.79%-521.0pp |
| Employer contribution / active EE | $16,088 | $6,036+166.6% | $5,298+203.7% | $4,779+236.7% |
| Participant deferral / active EE | $9,173 | $5,806+58.0% | $5,081+80.5% | $5,609+63.5% |
| Admin fee / account holder | $1,226 | $16,145-92.4% | $13,411-90.9% | $10,828-88.7% |