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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,267 | $88,815-46.8% | $81,882-42.3% | $145,897-67.6% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 14.39% | 1033.75%-1019.4pp | 779.47%-765.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $2,522 | $3,086-18.3% | $2,916-13.5% | $4,663-45.9% |
| Participant deferral / active EE | $4,486 | $4,647-3.5% | $4,323+3.8% | $6,689-32.9% |
| Admin fee / account holder | $458 | $8,434-94.6% | $7,360-93.8% | $13,390-96.6% |