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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,631 | $72,071-7.5% | $68,368-2.5% | $137,256-51.5% |
| Participation rate | 66.7% | 76.2%-9.6pp | 73.8%-7.1pp | 80.0%-13.3pp |
| Annual return | 17.42% | 353.14%-335.7pp | 292.57%-275.2pp | 220.34%-202.9pp |
| Employer contribution / active EE | $2,671 | $2,788-4.2% | $2,649+0.8% | $4,156-35.7% |
| Participant deferral / active EE | $4,749 | $4,410+7.7% | $4,123+15.2% | $6,407-25.9% |
| Admin fee / account holder | $1,455 | $5,336-72.7% | $5,150-71.7% | $12,270-88.1% |