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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,005 | $154,228-82.5% | $145,433-81.4% | $137,256-80.3% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 18.12% | 74.59%-56.5pp | 66.58%-48.5pp | 220.34%-202.2pp |
| Employer contribution / active EE | $4,129 | $4,804-14.0% | $4,554-9.3% | $4,156-0.6% |
| Participant deferral / active EE | $7,226 | $8,216-12.1% | $7,897-8.5% | $6,407+12.8% |
| Admin fee / account holder | $4,812 | $14,344-66.5% | $13,129-63.4% | $12,270-60.8% |