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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,121 | $185,883-27.3% | $170,043-20.5% | $139,466-3.1% |
| Participation rate | 95.7% | 87.8%+7.9pp | 87.0%+8.6pp | 80.3%+15.3pp |
| Annual return | 18.62% | 60.54%-41.9pp | 53.40%-34.8pp | 373.66%-355.0pp |
| Employer contribution / active EE | $22,042 | $7,596+190.2% | $6,790+224.6% | $4,754+363.7% |
| Participant deferral / active EE | $15,021 | $11,626+29.2% | $10,410+44.3% | $6,712+123.8% |
| Admin fee / account holder | $507 | $15,393-96.7% | $12,824-96.0% | $11,409-95.6% |