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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,641 | $106,280-74.9% | $96,538-72.4% | $139,487-80.9% |
| Participation rate | 25.0% | 77.8%-52.8pp | 74.3%-49.3pp | 80.3%-55.3pp |
| Annual return | 17.10% | 38.48%-21.4pp | 35.74%-18.6pp | 373.84%-356.7pp |
| Employer contribution / active EE | $792 | $4,107-80.7% | $3,740-78.8% | $4,755-83.4% |
| Participant deferral / active EE | $3,104 | $5,457-43.1% | $4,880-36.4% | $6,713-53.8% |
| Admin fee / account holder | $274 | $7,888-96.5% | $6,737-95.9% | $11,407-97.6% |