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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $20,893 |
Service code 27 · EIN 80-0833114 | Advisory (Plan) | $12,828 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,814 | $66,813-47.9% | $100,535-65.4% | $73,497-52.6% |
| Participation rate | 94.3% | 77.5%+16.9pp | 79.4%+14.9pp | 70.7%+23.6pp |
| Annual return | 45.79% | 25.70%+20.1pp | 30.90%+14.9pp | 28.51%+17.3pp |
| Employer contribution / active EE | $0 | $2,147-100.0% | $3,419-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $11,858 | $5,883+101.6% | $6,271+89.1% | $3,740+217.1% |
| Admin fee / account holder | $153 | $512-70.1% | $8,085-98.1% | $513-70.1% |