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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,567 | $26,137-78.7% | $58,561-90.5% | $74,460-92.5% |
| Participation rate | 19.2% | 32.2%-13.0pp | 50.9%-31.7pp | 70.7%-51.6pp |
| Annual return | 192.20% | 32.53%+159.7pp | 4251.33%-4059.1pp | 34.38%+157.8pp |
| Employer contribution / active EE | $359 | $537-33.0% | $1,053-65.9% | $2,638-86.4% |
| Participant deferral / active EE | $615 | $1,076-42.8% | $1,923-68.0% | $4,530-86.4% |
| Admin fee / account holder | $255 | $648-60.6% | $2,520-89.9% | $348-26.6% |