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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,736 | $138,075-85.0% | $123,552-83.2% | $135,379-84.7% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -19.29% | 153.70%-173.0pp | 119.20%-138.5pp | 519.79%-539.1pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $8,920 | $6,800+31.2% | $6,426+38.8% | $5,609+59.0% |
| Admin fee / account holder | $45 | $10,917-99.6% | $9,285-99.5% | $10,828-99.6% |