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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,265 | $183,592-78.1% | $155,574-74.1% | $145,877-72.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.73% | 61.37%-46.6pp | 64.87%-50.1pp | 551.28%-536.6pp |
| Employer contribution / active EE | $15,681 | $5,317+194.9% | $4,676+235.4% | $4,663+236.3% |
| Participant deferral / active EE | $6,966 | $6,466+7.7% | $5,629+23.7% | $6,691+4.1% |
| Admin fee / account holder | $6,436 | $19,316-66.7% | $15,914-59.6% | $13,402-52.0% |