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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,590 | $84,518-95.8% | $67,704-94.7% | $125,389-97.1% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | 0.00% | 2.57%-2.6pp | 25.41%-25.4pp | 282.24%-282.2pp |
| Employer contribution / active EE | $3,520 | $3,292+6.9% | $2,559+37.5% | $4,866-27.7% |
| Participant deferral / active EE | $5,562 | $4,430+25.5% | $3,585+55.1% | $5,352+3.9% |
| Admin fee / account holder | $826 | $5,340-84.5% | $4,255-80.6% | $9,541-91.3% |