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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,187 | $85,766-82.3% | $136,298-88.9% | $70,126-78.3% |
| Participation rate | 76.9% | 74.2%+2.8pp | 81.9%-5.0pp | 69.5%+7.4pp |
| Annual return | 160.96% | 31.46%+129.5pp | 5156.27%-4995.3pp | 73.15%+87.8pp |
| Employer contribution / active EE | $4,469 | $2,966+50.7% | $4,696-4.8% | $2,343+90.8% |
| Participant deferral / active EE | $4,164 | $5,051-17.6% | $6,247-33.3% | $3,332+25.0% |
| Admin fee / account holder | $719 | $5,421-86.7% | $9,244-92.2% | $4,645-84.5% |