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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,476 | $51,638-93.3% | $68,368-94.9% | $82,448-95.8% |
| Participation rate | 75.6% | 63.6%+11.9pp | 73.8%+1.8pp | 68.1%+7.5pp |
| Annual return | 18.35% | 37.53%-19.2pp | 292.57%-274.2pp | 41.64%-23.3pp |
| Employer contribution / active EE | $196 | $2,047-90.4% | $2,649-92.6% | $2,551-92.3% |
| Participant deferral / active EE | $770 | $2,914-73.6% | $4,123-81.3% | $4,139-81.4% |
| Admin fee / account holder | $754 | $4,643-83.8% | $5,150-85.4% | $7,234-89.6% |