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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,839 | $190,862-61.8% | $159,991-54.5% | $134,509-45.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -22.90% | 552.59%-575.5pp | 408.82%-431.7pp | 418.13%-441.0pp |
| Employer contribution / active EE | $2,447 | $4,995-51.0% | $4,225-42.1% | $4,741-48.4% |
| Participant deferral / active EE | $11,934 | $6,924+72.4% | $6,183+93.0% | $6,400+86.5% |
| Admin fee / account holder | $492 | $10,495-95.3% | $8,715-94.4% | $11,427-95.7% |