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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,641 | $165,399-76.0% | $149,745-73.5% | $158,982-75.1% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 27.73% | 348.34%-320.6pp | 276.72%-249.0pp | 302.99%-275.3pp |
| Employer contribution / active EE | $9,309 | $5,105+82.4% | $4,646+100.4% | $4,763+95.4% |
| Participant deferral / active EE | $4,565 | $7,183-36.4% | $6,843-33.3% | $5,983-23.7% |
| Admin fee / account holder | $393 | $10,811-96.4% | $9,312-95.8% | $11,252-96.5% |