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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,414 | $176,402-75.4% | $134,162-67.6% | $158,966-72.7% |
| Participation rate | 90.5% | 78.7%+11.8pp | 72.2%+18.3pp | 82.0%+8.5pp |
| Annual return | 13.14% | 63.66%-50.5pp | 36.35%-23.2pp | 302.95%-289.8pp |
| Employer contribution / active EE | $0 | $5,042-100.0% | $3,705-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,579 | $4,093-37.0% | $3,500-26.3% | $5,983-56.9% |
| Admin fee / account holder | $2,933 | $8,719-66.4% | $6,685-56.1% | $11,250-73.9% |