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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,737 | $98,766+181.2% | $149,730+85.5% | $79,852+247.8% |
| Participation rate | 88.0% | 75.8%+12.2pp | 82.5%+5.5pp | 69.6%+18.4pp |
| Annual return | 15.69% | 27.43%-11.7pp | 276.70%-261.0pp | 31.72%-16.0pp |
| Employer contribution / active EE | $6,714 | $3,217+108.7% | $4,645+44.5% | $2,471+171.7% |
| Participant deferral / active EE | $8,968 | $5,681+57.9% | $6,843+31.1% | $3,740+139.8% |
| Admin fee / account holder | $1,337 | $6,052-77.9% | $9,310-85.6% | $5,306-74.8% |