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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,665 | $154,228+138.4% | $145,433+152.8% | $137,256+167.9% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 80.0%-2.2pp |
| Annual return | 14.83% | 74.59%-59.8pp | 66.58%-51.7pp | 220.34%-205.5pp |
| Employer contribution / active EE | $11,715 | $4,804+143.9% | $4,554+157.2% | $4,156+181.9% |
| Participant deferral / active EE | $8,369 | $8,216+1.9% | $7,897+6.0% | $6,407+30.6% |
| Admin fee / account holder | $6,633 | $14,344-53.8% | $13,129-49.5% | $12,270-45.9% |