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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,526 | $211,239-72.8% | $178,528-67.8% | $145,877-60.6% |
| Participation rate | 66.7% | 80.8%-14.1pp | 77.1%-10.4pp | 80.3%-13.6pp |
| Annual return | 12.03% | 30.22%-18.2pp | 27.11%-15.1pp | 551.28%-539.3pp |
| Employer contribution / active EE | $1,162 | $4,570-74.6% | $3,950-70.6% | $4,663-75.1% |
| Participant deferral / active EE | $1,946 | $6,963-72.0% | $6,278-69.0% | $6,691-70.9% |
| Admin fee / account holder | $7,876 | $12,095-34.9% | $10,419-24.4% | $13,402-41.2% |