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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,611 | $124,980-47.5% | $108,359-39.5% | $154,746-57.6% |
| Participation rate | 50.0% | 75.2%-25.2pp | 70.1%-20.1pp | 80.7%-30.7pp |
| Annual return | 18.42% | 45.00%-26.6pp | 36.89%-18.5pp | 172.34%-153.9pp |
| Employer contribution / active EE | $3,999 | $2,851+40.3% | $2,399+66.6% | $4,379-8.7% |
| Participant deferral / active EE | $13,083 | $4,743+175.8% | $4,137+216.2% | $6,730+94.4% |
| Admin fee / account holder | $2,029 | $11,502-82.4% | $9,741-79.2% | $14,365-85.9% |