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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $657,553 | $184,000+257.4% | $162,185+305.4% | $152,909+330.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 22.16% | 150.80%-128.6pp | 115.61%-93.5pp | 345.46%-323.3pp |
| Employer contribution / active EE | $26,162 | $6,370+310.7% | $5,613+366.1% | $4,764+449.2% |
| Participant deferral / active EE | $15,333 | $8,033+90.9% | $7,297+110.1% | $5,851+162.0% |
| Admin fee / account holder | $34,769 | $13,124+164.9% | $10,844+220.6% | $11,601+199.7% |