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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,995 | $118,708-82.3% | $98,920-78.8% | $158,966-86.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 7.34% | 372.49%-365.1pp | 196.47%-189.1pp | 302.95%-295.6pp |
| Employer contribution / active EE | $1,669 | $3,334-49.9% | $2,689-38.0% | $4,762-65.0% |
| Participant deferral / active EE | $2,660 | $5,089-47.7% | $4,245-37.3% | $5,983-55.5% |
| Admin fee / account holder | $10,036 | $10,134-1.0% | $6,643+51.1% | $11,250-10.8% |