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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,143 | $125,190-61.5% | $105,624-54.4% | $145,897-67.0% |
| Participation rate | 70.0% | 77.6%-7.6pp | 75.3%-5.3pp | 80.3%-10.3pp |
| Annual return | 7.38% | 225.22%-217.8pp | 116.20%-108.8pp | 552.29%-544.9pp |
| Employer contribution / active EE | $1,463 | $3,720-60.7% | $3,168-53.8% | $4,663-68.6% |
| Participant deferral / active EE | $2,242 | $5,716-60.8% | $5,013-55.3% | $6,689-66.5% |
| Admin fee / account holder | $8,986 | $17,138-47.6% | $10,961-18.0% | $13,390-32.9% |