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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,711 | $160,059-94.6% | $140,019-93.8% | $135,380-93.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -8.87% | 911.48%-920.4pp | 651.17%-660.0pp | 519.81%-528.7pp |
| Employer contribution / active EE | $2,864 | $6,420-55.4% | $5,605-48.9% | $4,779-40.1% |
| Participant deferral / active EE | $2,726 | $7,641-64.3% | $6,927-60.6% | $5,609-51.4% |
| Admin fee / account holder | $1,101 | $13,328-91.7% | $10,705-89.7% | $10,828-89.8% |