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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,393 | $115,814-89.3% | $101,275-87.8% | $158,982-92.2% |
| Participation rate | 62.5% | 79.4%-16.9pp | 75.8%-13.3pp | 82.0%-19.5pp |
| Annual return | 189.28% | 56.16%+133.1pp | 46.48%+142.8pp | 302.99%-113.7pp |
| Employer contribution / active EE | $1,491 | $4,176-64.3% | $3,660-59.3% | $4,763-68.7% |
| Participant deferral / active EE | $4,451 | $4,958-10.2% | $4,371+1.8% | $5,983-25.6% |
| Admin fee / account holder | $59 | $7,249-99.2% | $5,948-99.0% | $11,252-99.5% |