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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,430 | $79,955+50.6% | $98,461+22.3% | $75,173+60.2% |
| Participation rate | 98.3% | 70.4%+27.9pp | 75.2%+23.1pp | 67.2%+31.1pp |
| Annual return | 39.83% | 19.75%+20.1pp | 21.17%+18.7pp | 160.72%-120.9pp |
| Employer contribution / active EE | $13,715 | $2,264+505.8% | $3,049+349.9% | $2,671+413.5% |
| Participant deferral / active EE | $29,436 | $3,752+684.4% | $4,738+521.2% | $4,126+613.4% |
| Admin fee / account holder | $7,251 | $6,841+6.0% | $8,961-19.1% | $5,651+28.3% |