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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,089 | $72,269-27.9% | $101,271-48.6% | $79,852-34.8% |
| Participation rate | 54.2% | 68.5%-14.3pp | 75.8%-21.6pp | 69.6%-15.5pp |
| Annual return | 0.00% | 22.29%-22.3pp | 46.48%-46.5pp | 31.72%-31.7pp |
| Employer contribution / active EE | $2,025 | $2,692-24.8% | $3,660-44.7% | $2,471-18.0% |
| Participant deferral / active EE | $4,951 | $3,282+50.9% | $4,371+13.3% | $3,740+32.4% |
| Admin fee / account holder | $1,451 | $4,401-67.0% | $5,948-75.6% | $5,306-72.7% |