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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,894 | $96,678+9.5% | $86,640+22.2% | $139,466-24.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 10.99% | 106.69%-95.7pp | 592.52%-581.5pp | 373.66%-362.7pp |
| Employer contribution / active EE | $11,994 | $3,265+267.3% | $3,024+296.6% | $4,754+152.3% |
| Participant deferral / active EE | $13,011 | $4,837+169.0% | $4,438+193.2% | $6,712+93.8% |
| Admin fee / account holder | $638 | $6,410-90.0% | $5,616-88.6% | $11,409-94.4% |