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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,135 | $183,592-32.9% | $155,574-20.9% | $145,877-15.6% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 10.31% | 61.37%-51.1pp | 64.87%-54.6pp | 551.28%-541.0pp |
| Employer contribution / active EE | $9,336 | $5,317+75.6% | $4,676+99.7% | $4,663+100.2% |
| Participant deferral / active EE | $9,321 | $6,466+44.2% | $5,629+65.6% | $6,691+39.3% |
| Admin fee / account holder | $1,477 | $19,316-92.4% | $15,914-90.7% | $13,402-89.0% |