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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,104 | $176,105-74.4% | $159,474-71.7% | $167,536-73.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.73% | 331.91%-322.2pp | 263.68%-254.0pp | 478.82%-469.1pp |
| Employer contribution / active EE | $5,188 | $5,299-2.1% | $4,831+7.4% | $4,839+7.2% |
| Participant deferral / active EE | $4,318 | $7,751-44.3% | $7,353-41.3% | $6,342-31.9% |
| Admin fee / account holder | $2,241 | $12,559-82.2% | $10,802-79.3% | $12,315-81.8% |