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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,735 | $148,629+73.4% | $135,982+89.5% | $139,487+84.8% |
| Participation rate | 89.5% | 83.9%+5.6pp | 81.9%+7.6pp | 80.3%+9.1pp |
| Annual return | 7.83% | 79.33%-71.5pp | 68.32%-60.5pp | 373.84%-366.0pp |
| Employer contribution / active EE | $5,360 | $5,247+2.2% | $4,859+10.3% | $4,755+12.7% |
| Participant deferral / active EE | $11,239 | $8,102+38.7% | $7,760+44.8% | $6,713+67.4% |
| Admin fee / account holder | $35,364 | $12,406+185.0% | $10,767+228.4% | $11,407+210.0% |