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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,588 | $102,638-13.7% | $81,982+8.1% | $158,982-44.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 50.40% | 61.05%-10.7pp | 41.31%+9.1pp | 302.99%-252.6pp |
| Employer contribution / active EE | $15,332 | $3,241+373.1% | $2,498+513.7% | $4,763+221.9% |
| Participant deferral / active EE | $9,269 | $4,649+99.4% | $3,722+149.0% | $5,983+54.9% |
| Admin fee / account holder | $503 | $8,237-93.9% | $5,665-91.1% | $11,252-95.5% |