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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,031 | $167,352-57.0% | $143,788-49.9% | $134,509-46.4% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -19.18% | 0.47%-19.6pp | -0.03%-19.1pp | 418.13%-437.3pp |
| Employer contribution / active EE | $1,730 | $5,620-69.2% | $4,952-65.1% | $4,741-63.5% |
| Participant deferral / active EE | $9,027 | $6,447+40.0% | $5,638+60.1% | $6,400+41.0% |
| Admin fee / account holder | $286 | $18,091-98.4% | $14,675-98.1% | $11,427-97.5% |